Australian map with NSW highlighted

NRMA Insurance NSW, ACT & TAS

Need Insurance in QLD? Visit NRMA Insurance QLD

Nearest office  |  Email  |  Contact us

Car Insurance  132 132  7am-10pm (Sydney time), 7 days a week

Which Car Insurance is right for me?

NRMA Insurance offers two kinds of car insurance, and getting the right one for you is easy.

Compulsory insurance

This is personal injury insurance all drivers have to get when they register their car. It’s called a CTP Greenslip in NSW, and Third Party Insurance in the ACT. Find out more about CTP Greenslip (NSW) or Third Party Insurance (ACT).

Optional insurance

This is insurance you can choose for your car and we have five types available:

  • Comprehensive Car Insurance
  • Comprehensive Plus Insurance
  • Third Party Fire & Theft Insurance
  • Third Party Property Damage Car Insurance
  • Veteran, Vintage & Classic Vehicle Insurance

To find out which car insurance is right for you, simply answer the question below or take a look at our Car Insurance Comparison Table, to compare the insurance options and select the right car insurance.



 
 
What would you like to cover?

Your car plus any other car or property you might damage
 
Other cars or property you might damage, plus your car for fire damage and theft
 
Only other cars or property you might damage, not your car
 
 
 
Car icon You may like to consider:

Comprehensive Car Insurance

Covers your car and any other car or property you might damage, plus:

  • Paperless 24/7 claims service
  • Great discounts and rewards
  • Lifetime guarantee on repairs we authorise

Find out more about our Comprehensive Car Insurance.

I'd like a car insurance quote

or call us on 132 132

If your car is 15 years or older and is not your everyday vehicle, you may want to consider Veteran, Vintage & Classic Vehicle Insurance.

 
Car icon OR

Comprehensive Plus Insurance

Covers your car and any other car or property you might damage, plus:

  • Paperless 24/7 claims service
  • Unlimited cover on windscreen claims
  • Lifetime guarantee on repairs we authorise

Find out more about our Comprehensive Plus Insurance.

I'd like a car insurance quote

or call us on 132 132

If your car is 15 years or older and is not your everyday vehicle, you may want to consider Veteran, Vintage & Classic Vehicle Insurance.

 
Car icon You may like to consider:

Third Party Property Damage Insurance

Covers any other car or property you might damage, plus:

  • Paperless 24/7 claims service
  • Liability cover
  • Uninsured motorist damage cover

Find out more about Third Party Property Damage Insurance.

I'd like a car insurance quote

or call us on 132 132

 
Car icon You may like to consider:

Third Party Fire & Theft Insurance

Covers any other car or property you might damage, your car for fire damage & theft, plus:

  • Paperless 24/7 claims service
  • Great discounts and rewards
  • Lifetime guarantee on repairs we authorise

Find out more about our Third Party Fire & Theft Insurance.

I'd like a car insurance quote

or call us on 132 132

If your car is 15 years or older and is not your everyday vehicle, you may want to consider Veteran, Vintage & Classic Vehicle Insurance.

 

Car Insurance Comparison Table

Why people choose this cover

Third Party Property Damage

Third Party Fire & Theft

Comprehensive

Comprehensive Plus

Veteran, Vintage & Classic Vehicle Insurance

Damage to someone else’s property (such as a vehicle, fence or building)

Tick

Tick

Tick

Tick

Tick

Damage to my car if I am not at fault in an accident or collision and the other vehicle is uninsured

Up to a market value of $5,000

Up to a market value of $5,000

Tick

Tick

Tick

Damage to my car if am not at fault in an accident or collision and the other vehicle is insured

Cross

Up to a market value of $5,000

Tick

Tick

Tick

Damage to my car caused by fire

Cross

Up to a market value of $10,000

Tick

Tick

Tick

Damage to my car caused by thieves

Cross

Up to a market value of $10,000

Tick

Tick

Tick

A hire car if thieves steal or damage my car

Cross

Tick

Up to 21 days

Tick

Up to 21 days

Tick

Cross

Damage to my car if I am at fault in an accident or collision

Cross

Cross

Tick

Tick

Tick

Damage to my car caused by malicious acts or vandals

Cross

Cross

Tick

Tick

Tick

Damage to my car caused by storms

Cross

Cross

Tick

Tick

Tick

Damage to my car caused by floods

Cross

Cross

Tick

Tick

Tick

Damage to my car’s keys, locks & barrels

Cross

Cross

Tick

Tick

Cross

Damage to my car’s windscreen, sunroof and window glass damage

Cross

Cross

Tick

Tick

Tick

Agreed value of your car

Cross

Cross

Tick

Tick

Tick

New replacement car if my new car is written off in its first 2 years.

Cross

Cross

Tick

Tick

Cross

Eligibility for life time No Claim Discount

Cross

Cross

Tick

Tick

Cross

Provide me with a hire car for all claims

Cross

Cross

Optional extra
$55 annually
Up to 14 days

Tick

Cross

Eliminate my windscreen excess

Cross

Cross

Optional extra
$55 annually

Tick

Cross

Protect my No Claim Discount

Cross

Cross

Optional extra

Optional

Cross

My car can be picked up to be fixed

Cross

Cross

Cross

Tick

Cross

You can deliver my car to me when it’s fixed

Cross

Cross

Cross

Tick

Cross

Taxi transport to keep you mobile

Cross

Cross

Cross

Tick

Cross


 

NRMA Insurance is a provider of car insurance, motorcycle insurance, home insurance, business insurance, travel insurance, boat insurance and caravan insurance in NSW, ACT & TAS (boat and caravan insurance is not offered in Tasmania). Get your insurance quotes today. For insurance in other states and territories visit NRMA Insurance in QLD, SGIO in WA or SGIC in SA. NRMA Insurance is part of the Insurance Australia Group, who also own Buzz Car Insurance and Home Insurance.

Roadside assistance and related services are provided by National Roads and Motorists Association Ltd (NRMA Motoring & Services) which is a separate and independent company from NRMA Insurance

© Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as NRMA Insurance

 
Close

DID YOU KNOW

An NRMA Insurance CTP Greenslip covers any personal injuries you might cause to someone else, as well as cover for yourself for certain serious injuries where we agree the accident was your fault.

Our at-fault driver cover is just another reason to choose an NRMA Insurance CTP Greenslip.

START QUOTE